A public adjuster is an insurance claims adjuster who is an advocate for and paid by the policyholder in appraising and negotiating an insurance claim.

Many policyholders are unaware that Public Adjusters exist as an option; rather, policyholders assume that they must deal directly with the insurance company representatives. A professional, conscientious Public Adjuster can make a tremendous difference in the amount of a policyholder's settlement as well as reduce or eliminate the stress and hassle of dealing with property insurance claims.

Licensed Public Adjusters possess skills, acquired by years of training and experience, which enable them to understand the complex coverage issues of your insurance policy. They apply these skills, helping you to better assess your options.

The insurance companies employ professional adjusters to assess your claim. However, the insurance company’s adjuster represents the insurer's interests. A Public Adjuster is an independent professional who works for you, the policyholder, represents you, and has a fiduciary responsibility only to you.